All tools

20 free tools for billing, finance and payroll — use any of them instantly, no login needed.

Create and download a professional invoice PDF in any currency with 5 modern templates. No sign-up needed.

Send polished estimates that convert to invoices. Choose a template, set your currency and download instantly.

Build clean price quotes with line items, tax and notes. Branded templates, global currencies, free PDF.

Generate payment receipts for customers in seconds — pick a template, add payment details and print or download.

Create professional purchase orders for vendors with line items, delivery dates and any currency. Free PDF, no sign-up.

Issue credit notes / credit memos to customers for refunds, returns or adjustments. Branded templates and instant PDF.

Work out profit, margin % and markup % from cost and revenue, with a clear breakdown you can copy or save.

Turn cost and markup % into a selling price and gross profit instantly, in your chosen currency.

Add or remove sales tax / VAT / GST with inclusive and exclusive modes and a clean total breakdown.

Find the exact due date for Net 15, Net 30, Net 60 and custom payment terms from any invoice date.

Calculate flat or percentage late fees, daily or monthly, and the total now due on an overdue invoice.

Estimate monthly payment, total interest and total payable, with a full amortization schedule and chart.

Calculate your home loan EMI, total interest and a full amortization schedule for any amount, rate and tenure.

Work out your car loan EMI, total interest and monthly payments before you buy your next vehicle.

Estimate your two-wheeler loan EMI, total interest and overall cost in seconds.

Calculate the EMI for any loan — personal, home, car or business — with total interest and amortization.

Calculate fixed deposit maturity value and interest earned with flexible compounding frequency.

Calculate recurring deposit maturity value and total interest from your monthly deposits.

Find break-even units and revenue from fixed costs, price and variable cost, with contribution margin.

Convert an hourly rate into weekly, monthly and annual pay, with overtime and currency formatting.